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Money in mins via Pre-Approved loans

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Sanction and disbursal

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Contact-less processes

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Eligibility Criteria

  • Should be an Indian resident
  • Salaried Employee
  • Need to be Savings Bank Account Holder
  • Above 25 years of age is mandatory
  • Should have required documents

Benefits

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EASY REDRESSAL

Skip the paperwork and long queues. With our fully digital process, submit your documents and get approval in as little as 30 minutes, with funds transferred directly to your bank account.

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FLEXIBLE

We help you manage multiple unexpected expenses, from medical bills to home repairs and family needs. With an easy application process and no upfront fees, getting support stays simple and stress-free.

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FINANCIAL ASSISTANCE

We provide easy, secure financial support for emergencies with no collateral required. Eligibility is based on creditworthiness, making salary advance loans easy when unexpected expenses arise.

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Reliability

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Transparency

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Customer Focus

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Security

Risks

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RESIDENTS ONLY

Our services are exclusively available to Indian citizens.

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RELATIVELY HIGH INTEREST RATE

Interest rates are relatively elevated when compared to extended-term loans such as vehicle loans from banks.

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SALARY-BASED LOANS

This is a brief loan service designated solely for employed individuals with a monthly income surpassing INR 30,000/-

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Documents Required

  • Your personal loan application should be completely filled with your current photograph
  • Residence proof – Driving Licence, Voter ID, Passport, Utility Bills (Electricity/Water/Gas), Post-paid/Landline Bill
  • Last 3 months' bank statements of the salary account
"Beware of fraud! Always use our secure Repayment Website Link for loan payments. Do not make direct bank payments. kreditbuddha is not responsible for payments made to other accounts."